motorcycle splitting lanes on highway

Determining Fault in a Lane-Change Accident

Lane change accidents have always been a problem on U.S. roads. A driver merges into a lane or turns into a lane and there is already a vehicle right there. Despite the advances in car safety technology such as blind spot monitors or sounds to alert a driver to someone in an adjoining lane spot, the problem persists. This could be due to a number of reasons, but it is most often due to distracted driving our outright careless driving.

Lane change accidents can lead to significant property damage and serious injury. You have a legal right to pursue damages against a driver whose negligence leads you to suffer harm, but how do you determine who is at fault in a lane change accident? This is an important question to know the answer to as it can have a serious impacts on your right to be compensated for the damages you may have suffered in the accident.

Determining Fault in a Lane-Change Accident

Being aware of your surroundings and being constantly vigilant is the key to keeping yourself and others safe on the roads. This will involve using a car’s safety features such as your mirrors and it will also involve checking your blind spots before doing things like turning or changing lanes or merging into traffic. While you can take great steps toward avoiding lane change accidents on the road, defensive maneuvers and vigilance may not be enough to protect yourself from someone else’s recklessness on the road.

Lane change accidents are often caused by drivers who do not use their turn signal to notify other drivers of a maneuver they are about to make. They can be caused by drivers who fail to check their mirrors and their blind spots. Sometimes, a lane change accident may be made by a driver trying to quickly cross multiple lanes of traffic all at once. Engaging in reckless driving maneuvers or negligently operating your vehicle by not taking standard safety precautions before changing lanes may mean you are at fault for causing a lane change accident. Sometimes, multiple drivers may be at fault for causing a lane change accident.

In determining who is at fault in a lane change accident, a thorough investigation into the facts and circumstances surrounding the accident will be critical. Evidence of driver negligence or recklessness will be key in supporting an assertion that they are at fault for causing the accident. Fault is not always clearly identified and it could easily turn into a he said, she said, situation. In determining what actually happened in the accident and who is at fault for causing an accident, evidence such as witness testimony will be key. Physical evidence will also be important. The road debris, nature of the damage to either vehicle, and the positioning of the cars on the roadway can help reconstruct the accident to determine fault.

Philadelphia Personal Injury Attorneys

If you have been involved in a lane change accident, the personal injury team at Cooper, Schall & Levy can help you. We will help fight for your right to pursue full and fair compensation for the damages you have suffered at the hands of a negligent driver. Contact us today.

Woman checking damage on her car after an accident

Is the Driver Always at Fault in a Single-Car Accident?

In most cases, an accident will involve multiple vehicles. Sometimes, however, single-car accidents do occur. You may think that with just one vehicle involved, liability is clear enough. Afterall, one car means there is only one possibility for who is at fault. As in all personal injury situations, things are rarely so simple. Even in single-car accidents, liability is a fact-specific inquiry and will require a detailed analysis of the facts and circumstances of that particular case.

Is the Driver Always at Fault in a Single-Car Accident?

You may have swerved to avoid a squirrel in the roadway. Perhaps you lost control of your vehicle after hitting a deep pothole. These scenarios can all too easily end with the vehicle hitting a building, pole, or other obstructions near a roadway. Single-car accidents can still result in serious damage and can leave vehicle occupants with serious injuries. You are also likely to have a million questions running through your head. Will your insurance cover this? Am I at fault?

Yes, you may be held to be at fault for a single-car accident. If it was your negligence that was the cause of the accident, you will be held liable for the resulting damage. If someone else’s negligence was the cause of the accident, however, they may be the party to carry the fault and would be liable for any damages that resulted from the accident.

Some single-car accidents, for instance, are the result of vehicle defects. Faulty brakes may have caused a driver to be unable to brake in time to avoid collision. Poor wheel alignment may have led to the vehicle being unsafe to operate. If a single-car accident was the result of a vehicle defect, then the vehicle manufacturer or designer may be at fault for the accident and a product liability lawsuit may allow you to recover the damages you have sustained. In a product liability lawsuit, you may pursue damages against the vehicle designer, if there was a problem with the vehicle’s design. Alternatively, you may be able to pursue damages against the vehicle manufacturer if the vehicle was designed properly but a flaw in the way it was made caused it to be dangerous.

A single-car accident may also be the result of improper roadway maintenance or design. Poorly designed roadways or roadways that have been improperly maintained can be dangerous and lead to accidents, single-car accidents included. If your single-car accident was the result of a failure to maintain the roadways or a poorly designed road, you may be able to hold a local government entity responsible for the resulting accident damages. Whoever was responsible for the road design or maintenance may be found to be liable for the accident.

There are also those single-car accidents that are referred to as “unavoidable” accidents. These are the accidents where a motorist swerved or quickly reacted to something like a pedestrian or a bicyclist unexpectedly entering the roadway because they were acting negligently. When a single-car accident is the result of a motorist having to quickly respond to the negligent actions of a cyclist or a pedestrian, then the cyclist or pedestrian may be at-fault for the accident.

Philadelphia Personal Injury Attorneys

If you have been injured in an accident, reach out to the dedicated personal injury team at Cooper, Schall & Levy. We will help evaluate the potential avenues for monetary recovery and fight for you every step of the way. Contact us today.

Roundabout

Safety Benefits and Challenges of Roundabouts

Roundabouts, or traffic circles, were first developed over in the United Kingdom in the 1960s, but are now widely used across the world, including in the U.S. It is, essentially, a circular intersection where cars yield upon entering. The design is intended to foster efficient traffic flow as well as make intersections safer. If you haven’t had much experience or exposure with roundabouts, however, the unfamiliar design may be daunting. Here, we will discuss some of the safety benefits and challenges that come with roundabouts.

Safety Benefits and Challenges of Roundabouts

Roundabouts are often used at intersections that have a history of high crash rates or large traffic delays. The vehicles travel around counterclockwise and the curved design pushes vehicles to slower speeds. Once in the roundabout, drivers proceed to the exits they are needing. The design of the roundabout makes it innately safer than other, traditional intersections that use traffic signals and stop signs to manage traffic flow.

Think about it. At a traffic signal, you avoid many of the most common types of intersection crashes. There are no right-angle or left turn crashes. Head-on collisions, while possible, are very unlikely to occur. Traditional intersections are also far easier to speed through, which makes these types of crashes extra dangerous. With a roundabout, the vehicles travel in the same direction at reduced speeds. This means that the common crash types at traditional intersections are nearly eliminated and that crashes are likely to be less severe due to lower speeds.

Roundabouts have also proven to be safer for pedestrians as well as motorists. As pedestrians walk around the sidewalks which line the perimeter of the traffic circle, they only need to cross lanes of one direction of traffic at a time, since all drivers are moving in the same direction. Additionally, the crossing of lanes is usually shorter and the vehicles are traveling at lower speeds than they would be at traditional intersections.

As you can see, roundabouts have many safety benefits and generally provide an overall safer space for vehicles and pedestrians than that which is afforded by the traditional intersection model. Nothing, of course, is infallible. Roundabouts present their own challenges despite being generally safer than the traditional intersection. Merging, for instance, can create confusion. Conflicts regarding who has the right of way could lead to crashes. Some of the more common types of roundabout crashes include:

  • Vehicles being run off the road
  • Vehicles being sideswiped
  • Vehicles failing to yield the right of way when entering the circular path of the roundabout
  • Vehicles colliding with the central island

Most of these common roundabout crash types of stem from failure to yield the right of way and traveling at unsafe speeds in the traffic circle. In multilane roundabouts, the merging and high speeds can be even more of an issue, particularly for motorists who are not familiar with the traffic pattern presented by a roundabout.

Philadelphia Personal Injury Attorneys

Have you been injured in a motor vehicle accident? Do not hesitate to call the dedicated personal injury attorneys at Cooper, Schall & Levy.  Contact us today.

Red traffic light

Red Light Runners

A vehicle that enters an intersection after the traffic signal has turned red has officially committed the violation of running a red light. If a vehicle has already entered the intersection prior to the light turning red, waiting for a chance to make a left turn, for instance, then this is not considered to be a red light running situation. Furthermore, turning right on red is permitted in some situations and those who come to a complete stop before making a valid turn at the red light are also not considered to be red-light runners, although those who make such a right on red in areas where a right on red is prohibited can still be ticketed.

Now that we have set forth the defining terms as to what is and what is not considered to be a red-light runner, we can get down to the very real dangers involved in running a red light. It is a scarily pervasive problem out there on the roads and people are dying and sustaining serious injuries as a result. We’ll also discuss possible measures to help address the red light running problem in an effort to keep more people on the roads safer.

Red Light Runners

The Insurance Institute for Highway Safety (IIHS) reports that red light runners cause hundreds of deaths as well as tens of thousands of injuries each year. In 2020 alone, the IIHS reports that 928 people were killed in crashes involving red light running. Of those 928, half were pedestrians, bicyclists, and people in other vehicles that were hit by someone running a red light. That same year, over 115,000 people were injured in crashes involving red light running.

What can be done? The numbers are clear in showing that red light running is a problem. Some advocate for more red light cameras to deter this dangerous driving behavior. A study conducted by the IIHS found that red light cameras ended up reducing fatal red light running crash rates in large cities by 21 percent. Furthermore, the cameras reduce the rate of all fatal crash types at signaled intersections by 14 percent. Red light cameras are meant to act as a deterrent for those tempted to run red lights. After all, law enforcement can only do so much and only be in so many places at the same time. Red light cameras help monitor those intersections that may otherwise be unmonitored.

There are some who argue that red light cameras violate privacy, but this argument tends to not hold much weight. After all, driving is a highly regulated activity, because it is a dangerous and pervasive activity. Those who are licensed to drive agree to operate by the rules of the road and the cameras only seek to monitor this just as other traditional, in-person law enforcement measures would.

In addition to red light cameras, there are also studies showing that proper signal timing can reduce the chance of red light running and, thus, make intersections safer. Providing drivers with an adequate amount of time for a yellow signal before it turns to red can maximize safety at intersections. With enough yellow light time provided, red light running can be reduced and, in turn, so can the number of red light running crashes. Adjusting yellow signal timings combined with the use of red light cameras could show a profound reduction in red light running crashes.

Philadelphia Personal Injury Attorneys

Have you been injured by a red light runner? Do not wait to reach out to the team at Cooper, Schall & Levy for assistance. Contact us today.

blue car in accident

What to Do After a Hit and Run

After a car accident, the stress and hurt of what you have just been through can be isolating. You may feel alone. If you were injured in a hit and run accident, however, you may literally be alone. Being left at an accident scene with the at-fault party speeding off can be an incredibly difficult thing to experience. Unfortunately, hit and run accidents are not as uncommon as you might think. This is true regardless of the fact that a person who leaves an accident scene they knowingly caused without providing their information or assistance to those who may need it are in violation of traffic laws. If you ever find yourself as the victim of a hit and run accident, here is what you need to do.

What to Do After a Hit and Run

After a hit and run, try to keep as calm and cool as possible. Stay at the accident scene. Resist any urge you may feel to go off and pursue the hit and run driver who fled the scene. Doing so can be dangerous as well as put you at risk for getting into another accident. You will also miss out on collecting other pieces of potentially critical evidence, such as eyewitnesses to the accident. You also do not want to put yourself in a position where you are pursuing a driver whom you do not know what their mindset is or what would happen if you actually caught up with and confronted them.

Stay at the accident scene and call 911 right away. Documentation, such as a police report will be extra important since evidence of the accident is limited right away because the other driver took off. You will also want to call your insurance company right away to inform them of the accident. Failure to do this could jeopardize your access to any insurance benefits to which you would otherwise be entitled.

Be sure to document and report as much information as you can about the other driver as well as the accident in general. What was the make and model of the other vehicle? What color was it and did it sustain any noticeable damage in the accident? Did you see a license plate number? What direction did the other driver take off toward? Did you manage to get any photos of the other vehicle? Witnesses to the accident can also be valuable sources of information about the accident and the other driver. Be sure to gather any witness names and contact information.

Get medical attention to evaluate any injuries you may have sustained in the accident and comply with doctor recommendations for follow-up treatment. The road to recovery may be long, but it is likely to be longer and more difficult without getting immediate and consistent medical treatment. It can be difficult to prioritize your health when so much else is going on, but it is the most important thing to do for yourself and your well-being after an accident.

Philadelphia Personal Injury Attorneys

If you are injured in a hit and run accident, you are likely worried about how you are going to be compensated for the harm you have suffered. Talk to the dedicated team at Cooper, Schall & Levy about your options. Contact us today.

Red car with broken headlights

Vicarious Liability and Car Accidents

Being injured in a car accident can be scary, to say the least. In addition to the health concerns and worries that come along with such injuries, you may be faced with serious financial concerns. After all, being injured can have more than just an impact on your health and well-being, but it can also be incredibly expensive. The costs of medical treatments are at all-time highs and the bills can pile up quickly. On top of that, you may have missed work and lost wages as a result. You may not be able to work the same job and may have to take a pay cut or reduce your hours to accommodate your injuries. All of this can compound into serious financial pressures. 

Fortunately, you may be able to seek monetary compensation for your losses through a personal injury claim. Bringing a claim against the at-fault driver allows you to pursue compensation for the harm you have suffered as a result of the accident that they caused. What can be disheartening, however, is when an at-fault driver does not have the insurance coverage necessary to adequately cover your losses. In some cases, there may be other avenues for recovery. Depending on the circumstances, you may be able to hold the at-fault driver’s employer vicariously liable for the harm you have suffered.

Vicarious Liability and Car Accidents

In Pennsylvania, an employer may be held liable for injuries that an employee has inflicted on others under certain circumstances. This is referred to as “respondeat superior,” or “vicarious liability.” It explains a legal concept when liability can be extended beyond the party who directly caused the harm in the first place.

With vicarious liability, liability can attach to an employer even if the employer did not play a role in the employee’s negligent conduct that caused the accident in the first place. Part of the reasoning behind vicarious liability is that employers have the resources to be proactive in helping to ensure their employees have safe practices. They have the resources to promote and enforce positive change. Thus, the fact that vicarious liability exists is meant to encourage employers to make solid investments in safety training and to take the time to ensure they hire responsible individuals. It also acts as a means of helping to get plaintiffs properly compensated for their injuries in an accident as an employer is more likely to have the financial resources in place to cover such costs.

In order for vicarious liability to apply, however, a plaintiff needs to be able to demonstrate that the damages they suffered were caused by an employee acting within the course and scope of employment. Understanding and defining the course and scope of employment, however, can be more difficult than one would initially think. In general, conduct that will fall within the course and scope of employment will include that which they were employed to perform or conduct engaged in to serve the interests of the employer. Furthermore, conduct expressly or implicitly authorized by their employer will be considered as falling within the scope and course of employment for vicarious liability purposes.

Philadelphia Personal Injury Attorneys

The pressure to pursue a personal injury claim and get the compensation you deserve after an accident can be intense. Let the team at Cooper, Schall & Levy take over this burden so that you can focus on your health and recovery. We’ve got this. Contact us today.

Car speeding on the road

Summer Driving Hazards

According to the National Highway Traffic Safety Administration, there are more car crashes and auto injuries, as well as fatalities, that occur in July and August. If you are hitting the road this summer for a family road trip, a trip to the beach, or just your everyday commute, be careful of the hazards that have come to be more uniquely associated with summer.

Summer Driving Hazards

With a change in the seasons, so should come a change in your driving habits. After all, the weather can have a big impact on your safety out on the road. For instance, the higher temperatures of the summer months can cause tire blowouts. The hot temperatures cause the air in tires to expand and, thus, more susceptible to a blowout. Even new, strong tires are not immune to this phenomenon. Checking your tire pressure frequently can help avoid this hazard as well as save wear on your car and can save you some gas money as well.

The heat of summer also leads to an increased chance of your engine overheating. An overheating engine can lead to your car breaking down or could even cause a fire. You can minimize the risk of an engine overheating by being diligent about checking your engine’s coolant levels, as well as the wear and connection of hoses and belts.

On top of the summer heat, there are also the summer rains to contend with. Rain and the subsequent flooding that can come with more severe summer showers can pose some serious dangers to those out on the road. These conditions mean limited traction that can impact a driver’s ability to effectively brake and control a vehicle. Drivers also tend to be more nervous and erratic in rainy conditions. To help stay safe during the summer rains, always be on high alert when a storm passes through. Reduce your speed and keep more space between yourself and other vehicles. Turn on your windshield wipers right away and make sure your windshield wipers are in good condition. If not, replace them as soon as possible.

In addition to the heat and the rains of summer, it is also known in many parts of the country, the Philadelphia area included, as “construction season.” As the winter ice and snow is fully melted, summer presents the opportune time for things like road repairs and maintenance to happen throughout the northern states. Construction, however, can increase traffic jams, lead to detours, and involve other delays. With the roads in construction chaos, stay safe by slowing down, merging as early as possible when needed, and planning your route ahead of time to avoid construction areas.

Philadelphia Personal Injury Attorneys

If you are injured on the roads this summer, do not hesitate to call us at Cooper, Schall & Levy. Our dedicated personal injury team will help you get the compensation to which you are legally entitled. Contact us today.

Cars driving on the road

What Do I Do After a Car Accident?

The truth of the matter is that most of us will know someone who has been involved in a car accident or be involved in one ourselves at some point in our lives. Every day, thousands of people are injured on U.S. roads. Being injured in a car accident can be a jarring experience, to say the least. You are likely to feel overwhelmed and disoriented afterward. What happens after an accident and what you do after an accident, however, can be critical to recovering your health. It can also be critical to preserving any claim for compensation you may later wish to seek. Here, we will go over some key things to remember after you’ve been in an accident

What Do I Do After a Car Accident?

After you have been in a car accident, take a moment. Take the time you need to get your bearings. Take stock of how you feel and if you have sustained any major injuries. Take a breath. Staying calm will be critical in moving forward after what can be a very traumatic experience.

Once you have taken a moment to process things, at least in part, call 911. The police will be dispatched to the accident scene as will an ambulance or another emergency medical vehicle should anyone be injured. As a result of the police arriving at the accident scene, an official accident report will be generated. The accident report can act as a key piece of evidence to support a personal injury claim later on. It should detail where, when, and how the accident occurred as well as who was involved in the accident. Once available, you should obtain a copy of this accident report to verify that all of the details are correct.

Depending on your injuries and ability, taking pictures at the accident scene can be a good idea. A picture is worth a thousand words, after all. Pictures of the damage sustained in an accident can be compelling in a personal injury claim as well as instructive as to how the accident actually occurred. If you are not able to take pictures at the scene, try to see if someone else can and will take them for you. It is also a good idea to get the names and contact information from any witnesses to the accident. Witnesses can also play an important role in supporting the narrative as to how the accident occurred.

You will also need to call your insurance carrier to notify them of the accident. This should be a priority to help ensure that you get access to your benefits. Your main priority, however, should be seeking immediate medical evaluation and treatment. Get checked out by a doctor even if you may want to try and maintain a stiff upper lip and push through whatever discomfort you may be feeling. This is not the time to try and be tough and power through what could possibly be serious and lasting injuries. Get immediate medical help. Get follow-up care as recommended by your doctor. This will be critical in recovering from your injuries as well as preserving the value of your personal injury claim.

Philadelphia Personal Injury Attorneys

After an accident, get in touch with the dedicated Philadelphia personal injury team at Cooper, Schall & Levy. We are here to answer all of your accident questions and will fight for you and your right to recover full and fair compensation. Contact us today.

Two men exchanging insurances after accident

What to Do If the Insurance Company Requests a Recorded Statement

So, you have been in a car accident. You have filed a claim with your insurance company and with the insurance company for the at-fault party. Almost immediately, you may find yourself being contacted by both insurance companies. They will call requesting details of the crash. They will call requesting details of your injury. They may call requesting a recorded statement with you. What should you do with these requests?

What to Do If the Insurance Company Requests a Recorded Statement

Insurance companies are not in the business of paying out on claims that they do not have to for injuries they do not have to. They will thoroughly investigate the details of an accident and resulting injuries to find ways to justify not having to payout. Insurance companies are, after all, businesses looking to protect their bottom line. On their fact-finding missions, insurance companies are likely going to want a statement from you about the accident and your injuries in order to assist them in determining liability. As such, they may very well ask you to give a recorded statement.

A request by an insurance company for a recorded statement or for information in general about the accident should be met with extreme trepidation. As previously stated, an insurance company will use anything you say to try and undermine or deny your claim. You may also find that insurance companies, particularly those who insure the at-fault party, may be particularly aggressive in their requests for a recorded statement.

If the request for a recorded statement is made by your own insurance carrier, you may be contractually obligated to comply with the request. Failure to comply may violate your contract terms and result in your insurance carrier refusing to continue paying out benefits. If the request is made by someone else’s insurance carrier, such as that of the at-fault driver, there is really no good reason to comply with the request. They will have received a copy of the accident report to get the basics of the crash, your attorney may even send them some of your initial medical evaluations so that they understand the severity of the injuries you suffered. Beyond that, a recorded statement to the insurance company for the at-fault party is most likely a set-up for the insurance company to find ways to undermine your claim in whole or in part.

In a recorded statement, usually conducted by an insurance adjuster, you will be asked for your basic identifying details such as your name and address as well as your birth date. Then, you will likely be asked to detail the accident and how it happened. They are also likely to ask about your injuries and how you felt after the accident. If you are in a recorded statement, keep your answers clear, concise, and free of speculation. Adding extraneous information can be dangerous. Do not speculate. If you do not know the answer to a question, say you do not know. If you do not understand a question, ask for clarification. Never guess. Never admit fault.

Philadelphia Personal Injury Attorneys

Interacting with an insurance company can be intimidating. That is why the team at Cooper, Schall & Levy is here to stand up to them for you and protect your interests every step of the way. Contact us today.

Aging and Driving Safety

Aging and Driving Safety

Let’s face it, as we age, there are certain changes that many of us will go through. Our physical abilities may change and it is important to recognize this. Getting older will often mean that we have to be aware of the changes we are experiencing so that we can help keep ourselves and others safe. For instance, our driving abilities are likely to change as we get older. Recognizing this and taking precautionary steps accordingly can save lives!

Aging and Driving Safety

The Insurance Institute for Highway Safety (IIHS) reports that there is an increase in the number of people aged 70 out there on the roads. This is likely a combination of the fact that older people make up a larger part of the population than they used to and people are keeping their licenses longer. With the chance of physical and cognitive abilities declining with age, it can be a safety issue for seniors to continue to drive. 

Consider the fact, for instance, that such functional impairments can exacerbate already stressful roadway conditions. Many driving situations require quick mental and physical responses such as changing lanes, merging, and making left turns without interfering with the flow of traffic. IIHS reports that physical and mental impairments among older drivers are associated with increased crash risk.

In addition to a decline in cognitive and physical abilities, older drivers are also more likely to be taking medications. Although medications do not always interfere with driving abilities, many medications do. It is important to always check medication instructions and warnings because of this.

This is all not to say that older people should not be driving, but it is supposed to make you and your loved ones aware that driving abilities change over the course of our lives. Making changes to your driving habits accordingly can keep everyone safer out on the roads. For instance, restricting the number of miles an older person drives can help. Also, many older people choose not to drive at night, which can also be much safer.

It may also bring you peace of mind to know that vehicle safety features have been found to be effective at reducing the chance of serious injury to older drivers. The IIHS reports, in fact, that side airbags with head and torso protection have reduced fatalities among front-seat occupants aged 70 and older by approximately 45%! Furthermore, modern seat belts that feature load limiters and pre-tensioners have been found equally effective for adults at any age, as have frontal airbags. It may also be important to note that some older cars with older-style seatbelts can have seatbelts updated. Just contact the vehicle manufacturer to check on this option.

Other modern vehicle safety features have also proved effective at preventing injuries across the population and varying ages. Such features include:

  • Blindspot detection
  • Front crash prevention systems
  • Lane departure warning
  • Rear parking sensors
  • Rearview cameras

Philadelphia Personal Injury Attorneys

If you have a loved one who is getting older and experiencing some difficulty associated with driving, it can be difficult to talk with them about this. Driving, of course, represents freedom to many seniors and the prospect of restricting it can be anxiety-inducing. Nonetheless, it is important to have such talks. We want everyone to be as safe as possible out there! If you have been injured in an accident, do not hesitate to reach out to the personal injury team at Cooper, Schall & Levy. Contact us today.